HCR Wealth Advisors Can Help Prepare the Sandwich Generation for the Future

The “Sandwich Generation” refers to middle-aged adults who are financially supporting both their parents and their children while attempting to prepare for their own retirement. The combination of these financial pressures can be stressful as college costs continue to rise, people are living longer, and retirement may be further away than expected.

 

HCR Wealth Advisors is a registered investment advisory firm that helps its  clients develop a strategy to help them reach their financial goals and prepare for their future. HCR Wealth has made it their mission to establish relationships through education, trust, and services.

 

While HCR Wealth gives advice specific to each client, a few big trends apply to almost anyone in the Sandwich Generation.

 

If you do have children, preparing for their college expense early, as well as the possibility that they may return home after college, is crucial to having enough money saved up for their studies.

 

Contributing to retirement accounts is very important and can be especially beneficial when employers match your contributions. Having plenty of money saved up for your retirement should allow you to not have to rely on your children later in life.

 

Additionally, individuals who expect to help care for their aging parents should assess their parents’ financial situation. This includes learning about their income, investments, health care plans, and whatever long-term insurance they have. Knowledge of their current situation makes it easier to anticipate how much financial assistance they will need and then prepare accordingly.

 

HCR Wealth can help individuals to prepare for whatever curveballs life throws at you and protect you against risk. HRC Wealth clients come for a combination of services and stay because of the quality of attention and advice they receive, and the relationships they establish with the firm.

Interested in working for HCR Wealth Advisors, visit Glassdoor to learn more.

HCR Wealth Advisors is not affiliated with this website.

Blockchain Technology Implications: Jed McCaleb

Cryptocurrencies have continued to grow in popularity over the last several years and have become an exciting new asset class that has many traditional investors running to jump in. Jed McCaleb is one of the pioneers of blockchain technology. He is best known for founding one of the largest bitcoin exchanges over the last several years which is known as Mt. Gox. Today Jed McCaleb is working on a new project the Stellar Development Foundation in an effort to utilize the benefits provided by the decentralized blockchain technology to change the way our financial infrastructure is composed. The Stellar Development Foundation promises to create a new method of transactions that will allow international payments with incredibly low fees at a much faster pace than is possible utilizing traditional transaction methods.

Jed McCaleb strongly believes that the decentralized and immutable nature of blockchain technology will not only revolutionize the way transactions take place but also revolutionize a number of other assets. Already the stellar network is solving numerous issues and is being implemented by several large corporations in order to facilitate cross-border payments.

Jed McCaleb believes that initial coin offerings represent a still as of yet untapped potential in the cryptocurrency markets. Over the last four years just short of $9 billion has been raised through these initial coin offerings. Initial coin offerings are a unique way that cryptocurrency projects are able to generate funding by allowing traditional investors to buy into the projects in a new form of venture capital.

Jed McCaleb believes that non-crypto based assets such as stocks and bonds will be incorporated into the blockchain ecosystem within the next ten years. The decentralized nature of the blockchain will allow individuals to invest in these assets with minimal fees and without intermediaries complicating the process. In the next ten years, he expects that numerous assets will be digitized and sold as tokens on a blockchain network.

Today Jed McCaleb works as the chief technology officer for the Stellar Development Foundation. The token that the foundation has released is currently trading is one of the world’s leading cryptocurrencies and is within the top 10 in terms of market capitalization.

AvaTrade Review Helps Traders Establish a Trading Budget

Successful online multi-asset investment platform company AvaTrade review recommends traders establish a trading budget to guide their investment positions and increase the potential for high rates of return on investment. AvaTrade was founded in Ireland in 2006 and has become one of the more respected multi-asset online trading platforms in the world. By facilitating more than 2 million transactions per month that are valued at more than $60 billion, AvaTrade is creating a tremendous platform for investors to invest in multiple assets categories. In fact, at AvaTrade traders can invest in over 250 different asset classes including bonds, equities, market stocks, currencies, commodities, and cryptocurrencies such as Bitcoin and in various other asset classes.

 

Consequently, by allowing traders to streamline the investment process over the user-friendly platform at AvaTrade gives seasoned and beginner investors the tools needed to be successful in their investment activities. Furthermore, AvaTrade has developed a reputation for providing a secure and trustworthy investment platform that is heavily regulated particularly by the Central Bank of Ireland and various other government institutions around the world. By providing a framework for Traders to invest successfully, AvaTrade recommends traders establish trading budgets to guide their investment positions and minimize the exposure to potential risk in their investments.

 

Trading budgets are different for every individual depending on the amount of capital that traders are willing to invest and determine the exposure or ability to actually create extremely high-profit margins. If a trading budget is very low it will take longer periods of time and extremely higher volumes of transactions to actually generate a substantial profit, however, if you invest a large initial investment capital a trader can establish profit margins that are equal to or greater than the initial investment in some cases. Consequently, the establishment of a sound trading budget is one of the recommended actions to take to provide a guide for investment positions and increase the likelihood of success at AvaTrade and any other multi-asset investment platform.

What The Oxford Club Is Doing Now

You don’t have to look very far to see that the Oxford Club is doing something very important. They have an understanding of the world of finance you can’t get without first knowing how to make the entire process work in a way that favors your investments. That advice is now available for those who want it and are willing to listen. This way of thinking is how people go from small time to big time in the finance world. There are plenty of people out there who like what they have to offer and are trying to soak up all they learn from them. The Oxford Club responds by helping them get their foot in the door.

 

There are plenty of people out there who could benefit from the advice they can receive from the Oxford Club. This club is made up of some of the best investors in the world and it conforms to what they believe is going to be the best way to obtain and hold valuable investments. Their interest in this is something that allows them to extend beyond the normal limits that so many people have to deal with. When you decide that you want to make the most out of your choices, you can find ways to make just about anything work.

 

The most important thing to remember about investing is that it’s a world where you have to buy at the low points and keep holding on. There are always times when the road gets bumpy and your investments start to lose value. The good thing is that these times are usually followed by a period in which you are able to enjoy the investment at its best. So far there appear to be few people who have been disappointed by what they’ve learned from the Oxford Club. Most people are going to find the world of finance difficult if they don’t have someone to guide them through it. That’s why the Oxford Club is playing such an important role in helping new investors stand out from the crowds that have failed.

How Daniel Taub Got To The Top In The Diplomatic World

When one has performed exceedingly well in any position, he does not feel the urge to continue with the same job after offered an opportunity to gracefully leave. Learn more about Daniel Taub: https://www.theguardian.com/commentisfree/2015/jul/13/israel-peace-pressure-israeli and http://www.telegraph.co.uk/comment/personal-view/8833883/Gilad-Shalits-return-is-a-testament-to-Israels-love-of-life.html

Those familiar with how things work in the diplomatic circles know very well that for one to be considered a performer, one needs to have a lot of character combinations in place.

First and foremost, one needs to have a clear understanding of how the law works. Secondly, it is paramount that one truly knows how to stand their ground even when conditions or situations do not allow. Diplomats are firm decision makers.

Daniel Taub is an Israeli diplomat who has withstood the test of time to become one of the best and most acclaimed diplomats the country has ever produced. He is an Israeli descent who was born in the United Kingdom and schooled in the same country. When he finished his law degree, he went back to his country and made a resolve to contribute to nation building in a professional capacity.

When he landed in Israel, the first job he got was with the army in a combat field medical position.

He diligently delivered in the job and owing to his background in matters related to law, he was offered a job as a law officer in the army. Again, he performed very well and was offered another job as the president’s speechwriter.

While working as the president’s speechwriter, he was spotted by the Foreign Ministry and offered a legal officer position. He gladly accepted the offer and made it his business to represent the country in as many delegations and conferences as possible in his new professional capacity.

He was particularly involved a great deal when it came to peace making processes in the Middle East. He was also instrumental in crafting peace agreements between warring countries which made a very huge impact in the peace and stability they enjoy to date. Read more: Daniel Taub | LinkedIn and Daniel Taub | Ideamench

In the year 2011, he was appointed the country’s ambassador to the United Kingdom and was responsible for selling the nation to the country and to the world as well.

Now that he is about to take a respectful bow out of the diplomacy world, he is happy and content that while at the helm, he did whatever he could to make things right. He is currently doubling up as a public speaker who speaks on different subjects and an author as well.

Ronald Fowlkes Works With FirstSpear To Offer SWAT Teams And The Military The Best Gear To Get Their Job Done Right

Ronald Fowlkes, the Director of Business Development at FirstSpear, recently penned an article on Medium where he pondered whether, or not, fighting was becoming a thing of the past in the NHL. Compared to the past, where a fight would occur in half of the games in the NHL, hockey games in the league have fights about 20% of the time. He pointed out the fact that the game moves quicker and that players are faster and more skilled than they were in the past as part of the reason. He used the Detroit Red Wings as an example of a team that built a new model two decades ago, and reasoned that the rest of the league is finally starting to do the same.

 

Ronald Fowlkes was a graduate from the well-known Army Jump School, and he has also served as a Marine. Nowadays, he is a leader in the SWAT group of the ST. Louis Police Department, and he also works to design, develop, and deliver some of the best gear for the armed services as well as police officers. He does this through the company, FirstSpear, but before joining up with the company, he worked with ITW as its Military Products Sales and Business Development Manager. His experience and unique insight helps him to help FirstSpear make a name for itself in its industry. Ronald Fowlkes was inspired to get to work with FirstSpear due to the fact that during his time in the Marines and as a member of the SWAT team in St. Louis he kept coming into contact with excellent gear that the company had produced. After he discovered that the company operated out of his hometown, he decided to take the next step and partner up with them. He is now very proud to represent a company that creates some of the best gear for the military and police departments.

 

When asked how he goes about creating income for FirstSpear, Fowlkes replied that marketing and trade show appearances help, but a lot of the real revenue for the company comes from word of mouth references from people who have used the gear themselves. Looking into the future, Ronald Fowlkes sees FirstSpear developing even more unique equipment, and some of it will be focused on the kind of gear that security personnel can use. Specifically, some of the new gear will be made available for Tier 1 Operators, and by using laser tube technology and laser cutting, they have been able to reduce the weight of such gear by roughly 40%. Fowlkes has commented that the gear that FirstSpear designs and manufactures pretty much sells itself because of how good it is. What makes him the right person, is the fact that he was a customer, himself, at one point, so he knows the pain points, needs, and desires of the company’s target market.

 

Ronald Fowlkes Earns his Respect

Do you like hockey, the Marine Corps, and business management? If you do, Ronald Fowlkes’s Medium blog is the place to go. He frequently writes about his passion for hockey, the changing environment of the sport and its best players and teams. Although he was a marine himself and fought during the First Gulf War he describes how fighting in hockey is no longer important to the games strategy or the teams effectiveness. However, he does explain how fighting to defend your teammates will always be a part of hockey and most team sports. It not only develops trust, team building and camaraderie, but it also strengthens the entire teams resolve to do its best to win as a team.

 

Ronald Fowlkes began his career of serving his country in 1989. He joined the Marine Corps School of Infantry and became a United States marine. He served for four years and took part in some of the deadliest combat situations during the Gulf War. Due to his excellent tactical skills and leadership qualities he was promoted twice. Ronald learned a lot as a marine such as, engineering, organisation skills and became a role model to the younger men in his company.

 

After leaving the marines, he became a member of the Joint Improvised Explosive Device Defeat Organization (JIEDDO). This organization went ahead of US troops, sometimes behind enemy lines and located and disarmed enemy IED’s. Ronald’s training and experience as a marine helped JIEDDO develop its teams to become more efficient at finding enemy bombs and improvised explosive devices. Ronald knew how the enemy thought and acted so his intuition was essential for JIEDDO’s strategies and practices.

 

When Ronald returned to his home town of St. Luis Missouri he joined the St. Luis Metropolitan Polcie Department and served them for ten years. During these years he became a team leader for the department’s Hostage Rescue Team (HRT). He and his team would take down gangs, narcotics rings and take part in over 250 high-risk entries and hostage situations each and every year. After ten years, Ronald joined the St. Luis County Police Department and investigated gang violence on his own. His knowledge and experience allowed him to crack down on gang related activity in his community and over the years he has greatly improved his local town.

 

Recently, Ronald Fowlkes purchased part of FirstSpear, and tactical gear manufacturing company close to Ronald heart. Ronald used FirstSpear products as a marine and later as a police officer and SWAT instructor for the St. Luis Police. He not only partly owns FirstSpear, but also is the Director of Business Development. Prior to his ownership of FirstSpear he was the Director of Business Development for Eagle Industries Unlimited, another tactical and outdoor equipment manufacturer. His vast experience and dedicated to protecting his family, community and country have earned him immense respect and appreciation from everyone that knows him.

 

Lacey and Larkin are American Heroes

As more and more evil saturates this earth, we all need the courage to take a stand against tyranny and oppression. It is when we stand up together against these atrocities, we have a chance of stopping evil from spreading. If we succeed, we may even make this world more positive for our children. Two people who are taking a stand for their fellow man and stopping evil are Michael Lacey and Jim Larkin.

The main person that Michael Lacey and Jim Larkin are taking a stand against is Sheriff Joe Arpaio from the Maricopa County. Arpaio calls himself “America’s Toughest Sheriff” and with good reason.

Arpaio is known nationwide for his strong stance against illegal immigrants in the state of Arizona. You may view this strong stance as a good thing, it may even seem honorable to you, but we should all agree that certain methods are evil. I would suggest to you, that the methods Sheriff Arpaio uses are indeed evil.

One report that Michael Lacey and Jim Larkin uncovered shows that Sheriff Joe Arpaio stormed a Latino home because he believed it was functioning as a drug headquarters. It is not wrong to search out these things, what is wrong was that Sheriff Joe Arpaio did not have sufficient evidence to make this call.

In other words, Arpaio was going out on a hunch. It turned out that Arpaio’s hunch was indeed wrong and the family was innocent. Rather than just apologizing, he forced the family to leave their home and burned to their house to the ground.

Another atrocity that Sheriff Arpaio is guilty of is the death of an unborn child. A pregnant Latino was brought to his jail cells, and while she was there, she complained of abdominal pain.

All she wanted to do was see a Doctor. Sheriff Joe Arpaio denied her the ability to see an American Doctor, and she had a third-trimester miscarriage right there in the jail cell. To show how heartless Arpaio is, he would not even allow her to go to the funeral.

Michael Lacey and Jim Larkin were furious when they heard this. Using their media channels, they reported this crime on the Phoenix New Times. Sheriff Joe Arpaio was angry they reported these things and decided he would silence them.

He stormed their homes illegally in the middle of the night and hauled them off to jail once they refused to give him the evidence they had against him.

This illegal detention made headline news across the nation, and the pressure was so strong that Arpaio had to release them. Learn more about Jim Larkin and Michael Lacey: http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427427/Jim_Larkin and https://about.me/jim_larkin

Michael Lacey and Jim Larkin would win a settlement against the Maricopa County for $3.75 million. This money was used to start the Lacey and Larkin Frontera Fund.

The Lacey and Larkin Frontera Fund continue to fight and reverse the evils that Sheriff Joe Arpaio has done especially since Donald Trump has now pardoned him. They continue to financially support Latino and Hispanic program.

Read more:

Michael Lacey | Crunchbase
Jim Larkin | Crunchbase

A Look At George Soros’ Generosity

George Soros is an investor who made billions managing a hedge fund in New York City. He has also been a philanthropist for many years which much of his money going through the foundation he established, Open Society Foundations. While it’s been known for many years that Soros has been generous with his money it wasn’t until recently known just how generous. In an interview in October he revealed that he has given $18 billion to his foundation. The gift was made over the course of several years and due to his generosity his Open Society Foundations is now the second largest of its kind in America, second only to the Bill and Melinda Gates Foundation.

Before his transfers of wealth to his foundation, George Soros had amassed a fortune of $23 billion which made him the 20th richest person in the United States. According to a Forbes article, after his transfer of wealth he is now worth $8 billion which has lowered him down to being the 59th richest person in the country. The chief communications officer of Open Society Foundations is Laura Silber. Talking about the influx of money from Soros, she said that the money won’t change how the foundation she represents operates. Rather, she said that they would continue the course of identifying needs and opportunities across the globe while accomplishing its mission to bring democracy, justice, and human rights to the fore, and read full article.

Open Society Foundations has provided funding to many programs over the years. This includes helping refugees fleeing areas of conflict as well as public health efforts. They advocate for the rights of immigrants in many nations, such as Roma in Europe, and other issues involving human rights. He has also made the United States a main focus of his efforts, especially after the election of Donald Trump as president.

George Soros was born in Budapest, Hungary, to Jewish parents. He was just 11 years old when Hungary was occupied by Nazis. He was able to survive the war and after Hungary went Communist he fled to London. He attended the London School of Economics where he earned both a bachelor’s and masters in philosophy. He put himself through school by working as a restaurant waiter and railway porter.

It was in 1969 that George Soros started his hedge fund in New York City. He started out with $12 million and found phenomenal success in the industry. His financial success led to him developing an interest in philanthropy in the 1980’s and ever since he has supported democracy and human rights throughout the world, and his Website.

According to a New York Times article, George Soros has been very generous in donating to the campaigns of Democrats running for office in the US. He has donated to many presidential campaigns such as those run by Hillary Clinton and John Karry. He has a clear and consistent point of view that he plainly states and makes no apologies for when advocating for human rights and democracy, and https://www.nytimes.com/topic/person/george-soros.

Making Advertising a Breeze: NewsWatch TV Reviews Tell it All

Companies of all sizes are benefiting from working with NewsWatch TV. Their innovative services can significantly boost sales while improving public relations. Businesses are raving about their positive experiences working with NewsWatch TV. Many were so impressed with their services that they became repeat customers. One particular company chose to advertise on NewsWatch TV and was astounded by the resulting sales and online exposure. Contour Design offers products that make workplaces healthier. They were given a segment on the show plus a spot on the NewsWatch TV watch and both were a resounding success. Contour’s product marketing manager, Bret Hudson, personally reached out to thank NewsWatch TV foCr a successful advertising campaign. There are many more success stories similar to that of Contour Design’s experience.

https://www.facebook.com/NewsWatchTV/

Boasting well over 1,000 episodes, NewsWatch TV has been providing the American public with current events, news, reviews, celebrity interviews, and so much more. It is currently aired on the AMC and Ion networks. The program is hosted by Andrew Tropeano, Michelle Ison, and Chris Vaughn. This 30-minute show has won numerous awards for excellent entertainment programing. Each segment of the show is short averaging only a minute or two long. Keeping up with the trends, NewsWatch TV added a segment called App Watch and Tech Watch that help viewers find out about the latest apps and electronic devices or services.

 

NewsWatch TV also features an up-to-date website that as the latest news, information about products mentioned on their show, a plethora of interesting articles, plus so much more entertaining content. Anyone that misses an episode can easily view it online along with past episodes. The website is very user-friendly and simple to navigate. Just like the show, the website will provide users a pleasant experience that will definitely bring them back again and again.